A New Year’s Resolution for SME Property Developers

A lot of people I meet think that being a property developer is a surefire way of achieving financial freedom. The Golden Key and the route to success. Social media gurus and self-proclaiming experts bombard us into believing this dream is only a “book your course”...

The Demise of the Minibonds

This week saw a key ruling by the Financial Conduct Authority. As of January 2020, no more marketing so-called “mini bonds” to yield-hungry retail investors. An unregulated product, the property mini bond exploded several years back as a relatively simple way to...

The Funding Landscape is Changing

Real estate developers are finding that funding their projects through traditional channels is increasingly challenging. Banks have retreated, realising that development lending is complex and not a tick-box exercise – it takes familiarity with the real estate...

How to Present a Credible Deal Memo to Funders

How to Present a Credible Deal Memo to Funders. When I hear developers complaining about lengthy negotiations with funders, including months of meetings and legal wrangling, it’s generally because the right information isn’t available at the right time. The deal memo...

4 Common Funding Pitfalls for SME Residential Developers

For SME developers, securing funding has been needlessly frustrating, time-consuming and expensive for too long. I often speak to an exasperated developer who’s spent 6 months managing hundreds of emails, sitting through hours of meetings – and has nothing to show for...